Franklin Debt Settlement is the first to admit that Debt Settlement Programs are not right for every one. Who does it actually work for? FDS has created a full video that completely pulls back the curtain and delivers all the information about the good and the bad effects of debt settlement. It is our belief that full disclosure is the only way for someone enrolling to complete the program. You MUST know what you are getting into to ge the fruits of the success when exiting a Debt Settlement Program.